Bad Faith Claims And Your Houston Insurance Claim Attorneys

Insurance is something that has become part of many people’s daily lives. There are many different things that people get insurance on every day. Some people get it on their new cars while others get it on their homes. When you have insurance on these things it is considered having a peace of mind knowing that if something that you cannot possibly fathom happens to your possessions you will get the value of the items back.

In some cases your insurance claim might not go as smoothly as you would like. There are situations called bad faith insurance claims where the insurance company breaks their “good faith” implied relationship with the customers that insure their items through said company. A bad faith claim can be a real headache and cause you extra stress that you do not need in your life. If you are a victim of a bad faith claim you are going to need a Houston insurance lawyer to prove your case and help you get what you deserve.

First and Third Party Bad Faith

There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.

A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.

Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.

Why You Need a Lawyer to Help

If you should find yourself in any of the above mentioned situations it is time for you to get some legal help. You are going to need a professional attorney who can help you get the recovery you are deserved. Bad faith cases happen more often than you like to think, so finding a Houston insurance lawyer who specializes in cases like this is your best bet.

If you take the time to explain to the lawyer what happened with the insurer and have the proper documentation to prove it you will stand a better chance at winning your case. Lawyers are here to help for just such a situation so the best thing to do is let them do their job so that your situation can be resolved as quickly as possible.

If you need assistance from a Houston insurance lawyer, get in touch with Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.

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