Why Maid Insurance may become an Obligation

Insurance companies guarantee security and assurance in the future and there’s no limit to what can be insured. Typically, parents would ensure the future of their children and themselves but all people involved in the household must be insured and that includes the maid. There are affordable and meaningful maid insurance policies out there ready to benefit both employers and employees and some governments are planning to make it an obligation.

No legal liabilities to face, no financial shortage to worry, that’s the promise of insurance. Depending on the scheme, there’s an uncompromised assurance in behalf of the maid. Aside from the typical accidental and medical coverage, there’s also an added value: trust and confidence.

With this in mind, the maid becomes not just secured but assured. Employers availing maid insurance for their helpers are helping to make their jobs more productive. When they subscribe to insurances, they show respect and responsibility to the rights of the person and that cannot be overlooked by the maid. In return, the maid will work responsibly as the employer establishes trust.

Insurance packages creatively vary. Normally, coverage involves compensation and reimbursements in case of an accident or hospitalization. Some packages also shoulder to cover any loss when a maid can no longer work due to accidents and other natural causes. Should there be a third party involved in an accident, the damage can also be covered by the insurance. Some plans even cover the re-hiring cost from an agency once the maid cease to exist due to natural means.

There are requests by some labor groups in governments to force employers to subscribe to maid insurance. This is because maids are recognized as legal workers also and must have the same rights. Sure it can be quite costly but there are actually long term benefits which can come uncompromised in the future. While both parties can have their sides of advantage whatever the insurance package, no amount can pay one’s good reputation and worry-free outlook in the future.

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